Your CA friend, finally online.

Where did your money go? Ask BachatAI.

Track spending, set budgets, hit saving goals — just by having a conversation.

Try it free No credit card · Free forever
BachatAI
Online
Hey! 👋 Ask me anything about your money.
Can I afford a ₹45,000 phone this month? 😬
Honestly? Not the best time. You've spent ₹1,21,000 so far and only ₹18,400 is left after bills. Your saving goal still needs ₹4,500 — buying it now would wipe your buffer completely.
What if I skip eating out this month?
Smart move 💡 Cutting Food & Dining saves ~₹6,000. That still leaves you ₹9,500 short. Wait till next salary and you'll buy it stress-free 👍
Ask about your finances...
🏠
📋
📊
💬

We've all been there.

😭
"Salary credited.
Salary finished.
Repeat every month."
😬
"I'll check my bank balance...
actually no."
🤯
"How did I spend ₹40,000
and have nothing
to show for it?"
😮‍💨
"Said 'I'll start tracking
next month' for
8 months straight."
BachatAI
"Finally, an answer
to all of the above."
Not a budgeting app.
Your personal AI money manager.
|

Everything you need,
in one conversation.

01
AI Chat

Ask anything.
Get real answers.

Not a chatbot. BachatAI understands your actual spending data and answers questions like a CA friend who knows your finances inside out.

  • Understands your spending context
  • Real numbers, not generic advice
  • Available anytime, no appointments
BachatAI
Online
Can I afford a ₹45,000 phone? 😬
Honestly? Not the best time. Only ₹18,400 left after bills.
What if I skip eating out?
Saves ~₹6,000 but still ₹9,500 short. Wait till next salary 👍
Ask about your finances...
🏠📋📊 💬
02
Expense Tracking

Know exactly where
every rupee goes.

Every transaction automatically sorted by category. See your patterns at a glance — Food, Transport, Shopping, Bills and more.

  • Auto category detection
  • Monthly & weekly breakdowns
  • Long press to recategorize
Categories
February 2026
🍜
Food & Dining
₹8,200
🚗
Transport
₹2,000
🛍️
Shopping
₹5,400
Bills
₹1,800
🎮
Entertainment
₹1,200
🏠 📋📊💬
03
Planned Payments

Never miss a
payment again.

Log your recurring bills once. BachatAI tracks what's paid and what's pending every month — rent, subscriptions, EMIs, everything.

  • Paid / unpaid toggle per payment
  • Monthly summary at a glance
  • Never lose track of a bill
Planned Payments
February 2026
3
Paid
2
Unpaid
₹4K
Total Due
Daily Payment
₹110
Transport
₹2,000
Internet
₹599
Electricity
₹1,200
🏠 📋 📊💬
04
Saving Goals

Turn intentions into
actual savings.

Set a monthly saving target. Contribute by categorizing transactions. Watch your progress grow — one month, one goal at a time.

  • Visual ring progress tracker
  • Tied directly to transactions
  • One focused goal per month
Saving Goal
February 2026
53% saved
Target ₹4,499
Saved so far ₹2,380
Remaining ₹2,119
💡 Categorize transactions to contribute
🏠 📋📊💬
AI Processing
Connecting to your financial data...
0 transactions scanned 0%
✦ DETECTED
Top Spending Category
Food & Dining
₹16,200 / month
✦ PATTERN
Weekend Behaviour
20% higher spend
every weekend 📅
✦ INSIGHT
Income Runway
80% gone
in just 18 days
✦ OPPORTUNITY
Cut Weekend Spending
Save ₹38,400/yr
by cutting ₹3,200/mo
✦ GOAL SET
Monthly Saving Goal
₹27,000 ✓
target locked in

People are actually
saving money. 🤯

14,200+ users  ·  ₹2.3Cr saved this month

★★★★★

"I used to dread checking my bank account. BachatAI made it actually enjoyable? Saved ₹12,000 in my first month without even trying hard."

PS
Priya Sharma
Software Engineer, Pune
★★★★★

"Asked BachatAI if I could afford a new laptop. Got a full breakdown in 5 seconds. My CA would've charged ₹2,000 for that analysis."

AM
Arjun Mehta
Freelancer, Mumbai
★★★★★

"Finally understand where my stipend disappears every month. Food & Dining was eating 40% of my income. BachatAI caught it on day one."

RV
Rohan Verma
MBA Student, Delhi
★★★★★

"I used to dread checking my bank account. BachatAI made it actually enjoyable? Saved ₹12,000 in my first month without even trying hard."

PS
Priya Sharma
Software Engineer, Pune
★★★★★

"Asked BachatAI if I could afford a new laptop. Got a full breakdown in 5 seconds. My CA would've charged ₹2,000 for that analysis."

AM
Arjun Mehta
Freelancer, Mumbai
★★★★★

"Finally understand where my stipend disappears every month. Food & Dining was eating 40% of my income. BachatAI caught it on day one."

RV
Rohan Verma
MBA Student, Delhi
★★★★★

"No guilt trips, no lectures. BachatAI just shows me what's happening and helps me fix it. Finally an app that doesn't make me feel like a failure."

NR
Nisha Reddy
UX Designer, Bangalore
★★★★★

"Set a saving goal for my sister's wedding. BachatAI tracks every rupee towards it automatically. Hit ₹27,000 saved this month. Couldn't believe it."

KI
Kavya Iyer
Teacher, Chennai
★★★★★

"Irregular income as a founder made budgeting impossible. BachatAI adapts to whatever I earn each month. Game changer for anyone without a fixed salary."

SJ
Siddharth Joshi
Startup Founder, Hyderabad
★★★★★

"No guilt trips, no lectures. BachatAI just shows me what's happening and helps me fix it. Finally an app that doesn't make me feel like a failure."

NR
Nisha Reddy
UX Designer, Bangalore
★★★★★

"Set a saving goal for my sister's wedding. BachatAI tracks every rupee towards it automatically. Hit ₹27,000 saved this month. Couldn't believe it."

KI
Kavya Iyer
Teacher, Chennai
★★★★★

"Irregular income as a founder made budgeting impossible. BachatAI adapts to whatever I earn each month. Game changer for anyone without a fixed salary."

SJ
Siddharth Joshi
Startup Founder, Hyderabad
Free to start. No credit card.

Your money deserves better than this.

Join 14,200+ Indians already saving smarter with BachatAI.

14,200+ Users
₹2.3Cr Saved this month
89% Hit their goal
BachatAI
Online
Hey! Ready to take control of your money? 👋
Yes — where do I even start?
Just log your first expense. I'll handle the rest — patterns, insights, goals. All of it. 🚀
That's it?
That's it. Your clarity starts now.
Type a message...
🏠📋📊 💬
₹27,000
Saved this month
🎯
Goal achieved!